Imagine you're a small business owner juggling countless responsibilities while trying to offer health insurance to your dedicated team. The task seems overwhelming, right? That's where small group benefits come into play, offering a streamlined, affordable solution for businesses with lean teams.

Cost Efficiency

Group health insurance generally costs less than individual plans because the risk is spread across the team. Employers usually contribute to premium costs, reducing out-of-pocket expenses for employees.

Enhanced Coverage Options

Small group plans often offer broader or more attractive benefits than those individuals might find on their own.

Tax Advantages

Utilize the Small Business Health Care Tax Credit, which provides eligible employers up to 50% off premiums and nonprofits up to 35%.

Employee Satisfaction and Wellness

Beyond finances, offering dependable coverage can boost morale, increase retention, and support overall wellness.

Eligibility Simplicity

Businesses with just two employees, including the owner, can qualify, making this an accessible option for even the smallest teams.

Small-group employer plans are seeing increases of around 9.4% in 2025, so staying informed about premium trends is crucial .

Considering these benefits, small business owners should explore group health insurance as a viable solution. Remember, you don't have to navigate this decision alone—help is available to guide you through options and compare plans. Offering group benefits doesn't have to be complicated or expensive. Reach out for a personalized review of your options and discover how group benefits can support your team.